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How Much Is Your Auto Accident Compensation Worth? Damages resulting from car accidents are designed to compensate the victims of the collision. Some of the damages include damages to property, medical bills and pain and suffering. In New York, you have up to three years to take legal action after a crash, however not acting quickly can hurt your case. Evidence can be lost over time or destroyed. Witnesses might forget important details. Damages In the event of a car crash victims may receive compensation for their economic losses such as medical bills or lost wages. Additionally, they may receive compensation for noneconomic damages like discomfort and pain. But, how much your claim will be worth is contingent on the degree of your injuries and their impact on your life. A skilled attorney for auto accidents can assist you in determining the worth of your injuries as well as damage to your property, and negotiate an acceptable settlement with the insurance company. But, keep in mind that insurance companies exist to make money. They will do everything they can to resolve your claim as cheaply as they can. You require an attorney who will fight for you to get the maximum amount you are entitled to. In addition to the expense of repairing your vehicle you may also be eligible to claim compensation for personal items that were damaged during the collision. These include your shoes, clothes and jewelry. You may also be eligible for compensation for the costs of garden maintenance, housekeeping or childcare, if are unable to do these tasks due to injuries. Your deductible is also part of the equation when determining how the value of your claim will be. You'll need to pay your deductible prior to when the insurance company can begin to pay for the damages. You can then sue the driver at fault for any remaining damages. Medical bills The medical bills that result of a car accident could quickly grow. The cost for an ambulance ride, hospital stay or inpatient care can be several thousand dollars or more. Furthermore, the cost of physical therapy, prescription medications and other medical care could continue to rise as the person who was injured is able to recover. The at-fault driver is responsible for paying a victim's losses and medical expenses in the event that they are found to be responsible in an action. The law does not require that the at-fault driver pay for the medical expenses of their victim on regular basis. If you don't live in a state that is no-fault the first step to getting reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). Based on the policy limits, this coverage could cover most or all of your medical expenses. You must also file an appeal against the liability coverage of the driver at the fault, as well as your own uninsured driver policy. These policies may pay for medical expenses, but they usually come with deductibles or other terms. A skilled lawyer can assist you navigate the process of getting your medical bills paid. auto accident lawyer dothan will save you from having to spend your income for medical treatment and will allow you to focus on recovering. Lost wages Accidents involving vehicles can result in you missing work. You might not be able to pay your bills, and lose income due to. You may need to borrow money from your friends or family. A settlement could take months. In the meantime, you will be required to continue paying the bills from your own pocket and then wait for your settlement. You can recover lost wages if been injured in a car accident. This can include hourly wages and salary, but it could also include other financial benefits like bonuses and raises. An attorney can help determine your loss of earnings. You can file a claim with a no-fault insurer or sue the party at fault for the loss of wages. The claim will typically involve your medical bills, proof that you missed work because of your injuries, and documentation of your diminished earning capacity. This is often called demand package. You will need to provide an employer's letter that confirms your employment details, including the days you missed work due to injuries and the hours you work normally. You'll need to provide your pay stubs, tax documents and other relevant documents. Your lawyer can assist you in obtaining these documents and preparing a compelling demand to give to the insurance company or judge in your case. Suffering and pain Certain expenses incurred in accidents can be calculated right down to the penny for example, medical expenses, emergency services surgeries, medications, lost wages, etc. However, others aren't. The unquantifiable costs are known as suffering and pain and they form an essential component of a victim's compensation claim. The term “pain and suffering” encompasses both the physical and emotional effects of an accident. The injuries sustained by a victim can have a lasting effect on their lives that can cause permanent disabilities, or even death. For example, an injured victim who suffers a debilitating brain injury could never be able to work or function normally again. These kinds of injuries typically warrant a large settlement. In most instances, the amount suffering and pain the victim endures is contingent on the severity of their injuries as well as how the injury has impacted their life. An experienced attorney will investigate the details of your case to determine the appropriate settlement. They will consider previous settlement amounts for similar injuries as a guide to give you an idea of what your case may be worth in terms of pain and suffering. Insurance companies try to undermine the claims of victims of pain and suffering, by claiming that their injuries were not severe enough. A skilled lawyer will defend against such tactics and negotiate on behalf of you with the insurer to ensure you get an honest settlement.